The past century has witnessed substantial shifts in mortgage rates, influencing both housing markets. From the relatively low rates of the early 20th to the peaks experienced during inflationary periods, understanding these historical trends provides valuable perspective for today's borrowers and investors. A century ago, mortgage interest rates w

First-time homebuyers often feel overwhelmed by the obstacles of the mortgage process. But don't fret! There are numerous options designed specifically for first-timers, making your dream of homeownership a reality. One crucial step is understanding the various categories of loans available. A popular choice is the FHA loan, which requires a lower